Credit Risk Management & Portfolio Quality
Course Registration

Credit Risk Management & Portfolio Quality

Cost: RWF 531,000 incl. VAT

Complete the registration form below to request access to this course.

Course details
Start dateMay 27, 2026
End dateMay 29, 2026
VenuePhysical
LocationUbumwe Grand Hotel
Course Overview

📘 Training Program: Credit Risk Management & Portfolio Quality

Target Audience: Credit officers, branch managers, risk managers, SACCO committee members, internal auditors
Duration: 3 days (modular)
Methodology: Case studies, group work, role plays, real portfolio analysis

 

📊 Training Materials Included

  • Trainer slides (PowerPoint)
  • Participant manual
  • Case study handbook
  • PAR calculation templates (Excel)
  • Credit policy sample
  • Monitoring checklist

🎯 Expected Outcomes

After training, participants will:

  • Reduce PAR levels
  • Improve loan appraisal quality
  • Strengthen recovery systems
Register for this course Complete the form after reviewing the course modules.
Credit Risk Management & Portfolio Quality
Credit Risk Management & Portfolio Quality Review the course overview, then explore the modules below before completing registration.
Course Modules

What you will cover

Review the main course modules in a clean, open layout before completing registration.

12 Modules
01

MODULE 1: Introduction to Credit Risk in MFIs & SACCOsObjectives Understand credit risk in microfinance context Appreciate Rwanda-specific risks (informal sector, agriculture, MSMEs)

02

MODULE 2: Credit Risk Management FrameworkObjectives Build a structured risk management system

03

MODULE 3: Client Appraisal & Credit AnalysisObjectives Improve loan appraisal quality

04

MODULE 4: Loan Structuring & ApprovalObjectives Design appropriate loan products

05

MODULE 5: Portfolio Quality ManagementObjectives Understand and monitor portfolio health Key Indicators1. Portfolio at Risk (PAR) PAR > 30 days PAR > 90 days Key concept: Measures outstanding balance of loans overdue 2. Write-off Ratio Loans written off / total portfolio 3. Loan Loss Provisioning Expected vs actual losses 4. Portfolio Yield Portfolio Quality Benchmarks (Typical for MFIs) PAR > 30 days: < 5% (good) Write-off ratio: < 2%

06

MODULE 6: Loan Monitoring & Early Warning SystemsObjectives Detect problems early

07

MODULE 7: Delinquency Management & RecoveryObjectives Reduce default rates

08

MODULE 8: Credit Risk Mitigation StrategiesObjectives Reduce exposure to losses

09

MODULE 9: Governance & Internal ControlsObjectives Strengthen institutional discipline

10

MODULE 10: Digital Credit & Emerging RisksObjectives Understand new risks

11

MODULE 11: Reporting & Risk MonitoringObjectives Improve decision-making

12

MODULE 12: Case Studies (Rwanda Context)Case 1: SACCO with High PAR (>20%) Causes: Poor appraisal Political interference Solutions: Tighten credit policy Strengthen recovery Case 2: MFI Rapid Growth → Portfolio Deterioration Causes: Aggressive lending Lessons: Growth vs quality balance Build sustainable portfolios

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